Financial planning tool

Guided Cost & Affordability Planner

Families rarely choose memory care based on one monthly price alone. This planner turns your real household inputs into a runway comparison across up to three communities so you can see when private-pay funds tighten and when Medicaid, VA, or bridge planning should start.

No lead gate, no account, no server-side storage. Everything stays in the current browser session unless you intentionally copy it out.

Browser-only planning workspace

Build a family-safe cost runway before you commit to a shortlist

MemoryCare keeps this planner fully local to your browser session. Your answers never leave this device, never create an account, and never trigger outreach.

Secure storage note: this workspace autosaves in session storage only for the current browser session. MemoryCare does not send household balances, benefit assumptions, or shortlisted community rates to the server.

Start with the household assumptions that apply no matter which community you choose. The planner uses the same support stack against every facility so the comparison stays apples-to-apples.

Liquid assetsSavings, cash reserves, or liquid funds available for care.Projection monthsThe planner always keeps a 24-month or longer runway.Annual care inflationUse the rate you want to pressure-test across the full timeline.Monthly non-care expensesTransportation, retained housing bills, or personal spending.

Social SecurityPension incomeFamily contributionOther monthly income

Long-term care insuranceVA benefitsBridge financingOther monthly support

Total monthly support available for care: $2,500. The planner automatically subtracts non-care expenses before it models asset drawdown.